Loan Details & Cost of Borrowing
Every dollar accounted for, disclosed before you ever sign an agreement.
Example: your $500 loan for 14 days advances you $500.00, with a total cost of borrowing of $70.00 — equivalent to approximately 365% APR, calculated in accordance with Ontario’s Consumer Protection Act regulations.
Quickline Solutions offers short-term loans up to $1,500 to qualifying Ontario residents. Your cost of borrowing is $14 per $100 advanced — the maximum permitted under Ontario’s Payday Loans Act, 2008.
KNOW YOUR RIGHTSBorrower Protections
Every Quickline loan comes with the protections Ontario law requires — no exceptions.
Loan Amount Cap
Your loan amount cannot exceed 50% of your verified net pay, regardless of the amount requested. Your exact amount, term, cost, and total repayment will be confirmed in your loan agreement before you sign anything.
Cancellation Rights
You may cancel your loan agreement for any reason, at no cost, within 2 business days of receiving your funds.
Repeat Borrower Protection
If this is your third or subsequent payday loan with us within a 63-day period, you qualify for an extended payment plan instead of a single lump-sum repayment.
Free Borrower Education
Free, independent borrower education materials from the Ontario Payday Lending Education Fund are available on request at any time.
Cost of Borrowing Disclosure Statement
Example: Your $500 loan for 14 days
Annual percentage rate calculated in accordance with section 55 of O. Reg. 17/05 under the Consumer Protection Act, 2002. Your actual loan amount, term, cost of borrowing (in dollars and as an APR) and total repayment will be stated in your loan agreement before you sign.
Quickline Solutions is licensed as a payday lender by the Registrar of Payday Lenders (Ontario). Licence No. 4741597
This disclosure is required under the Payday Loans Act, 2008.
Ready to apply? Email us at Quicklinesolutionsinc@gmail.com with your name and desired loan amount.
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