Frequently Asked Questions

How much can I borrow?

You can borrow up to $1,500, but your actual loan amount cannot exceed 50% of your verified net pay, as required by Ontario law.

What does my loan actually cost?

Our cost of borrowing is $14 per $100 advanced, the maximum allowed under Ontario’s Payday Loans Act, 2008. Your exact cost, term, and total repayment amount will be shown clearly before you sign your agreement.

How fast will I receive my funds?

Once your application is approved and you accept your loan agreement, funds are sent to your email address via Email Money Transfer.

Can I cancel my loan?

Yes. You can cancel your loan agreement for any reason, at no cost, within 2 business days of receiving your funds.

What happens if I can’t repay on time?

Contact us as soon as possible if you are having trouble repaying. If this is your third or subsequent loan with us within 63 days, you automatically qualify for an extended payment plan rather than a single lump-sum repayment. We follow all collection practices permitted under Ontario law.

Is Quickline Solutions licensed?

Yes, Quickline Solutions is licensed as a payday lender in Ontario. Licence number: 4741597

Do you have a physical location?

No, Quickline Solutions operates as a fully online lender. All applications, approvals, and agreements are handled remotely.